Xcrosscash loan app is scam. BEWARE!!!


  •   Is xcrosscash legit



  • Is XCROSSCASH scam??

  • How do I get in touch with XCROSSCASH support?

  • What do I have to know about this app
  • Do they deduct money automatically
  • Are they theives?

We understand that numerous question is to be asked but the real thing is that the reason why you are here is to know more about XCROSSCASH or to get loan. Yes!! I say it again, XCROSSCASH is nothing but SCAM!!! Initially, I don’t really believe loan apps can or do scam until I met this app.  Debt initially can make one get different apps to use and the mistake i made was not checking for reviews. But, anyway, When mistake got made, we learn from it. The review is written personally by me (holyprof) and me being scammed happened to me also. So, if you are an agent or stakeholders of this scam app, CHALLENGE ME!!!

I may not be able to elaborate how it all started but i am going to give it a brief summary that will all understand. I downloaded the app on my android phone. After filling my details, and applying for loan, it was so shocking to get approved of about 14,000 in 5 mins. This has never happened before that made me overwhelmed. The highest I have ever got from a loan app was 3,500 from carbon even though I can get loans of over 100,000 (a hundred thousand naira) from linforly when I asked.

C24B6709 881F 4EFB 9D79 5C17B3FD19D6

I borrowed it for a week and I was told to return 16,799 (sixteen thousand seven hundred and ninety nine naira) in a week. Even though  the charges looks much, but at least, there is no choice since the money is needed desperately. During the week, I tried to pay but it didn’t work. So, I have to put the money in my account so they can remove it automatically. After a week when the loan was due, 2,500 was deducted. I was sent a message on WhatsApp that i should pay their loan and with the account number that was sent, I sent it immediately. It caused some problems initially until I threatened I will sue them, that was when they confirmed the payment.


D3051213 9F5E 44AA A3E7 8832C8B86AE6

7A807C4A D714 4E61 9A9B DF32FE444DB5

Above was the message they sent when I didn’t pay then and the message of me sending 14000+ (2,500 has already been debited).

9305E2FD 783F 464E 900A EBB931638DCE D91EEF49 0F24 4263 BBFC F390DF426864

Above is another message of them not seeing it and later seeing it.

After the whole case was cleared, I was debited again.

45EC162C 7E0A 4722 ABFC C01572DD1919

I complained to them (XCROSSCASH) and they said they didn’t. They made me look like a fool. Then, i started trying getting to the app. So i can give them screenshot because of the bad service in here.

08FA4695 5307 4F0B 9DCD 6A6544EC097F

I showed them the proof and they told me they will sort it out.

3DF4F4A8 34C8 47B1 B027 99B2A4932CB0

I thought they were not active any longer until i chatted them up with a different WhatsApp number and they replied. That was when I noticed, searched and confirm I have been blocked. !!!

188E28F8 1205 4EA3 8E31 FCF835682E9B

Initially, this is last month stuff and I’ve forgotten about it. Until this month again, I was debited again!!!

I called UBA (my bank) and I was told I gave them permission. How?? I do not really understand until I was told I can only stop it if I block my card. That my card is already registered on the website which I have already done. If you need more enquires or proof, kindly join. Then, you will know better.

The truth remain XCROSSCASH being scam, thieves and fraud. Thanks!!!!

I remain holyprof. Challenge me if you want. Comment box always opened


  1. I totally agree with u that xcrosscasah loan app is a scam…..I was debited #5434 two hours after I was credited of #7000 I requested….. I wake up to see that the money was withdrawn automatically.

  2. I agreed with u 100% I got an offer from this excrosscash app with good interrest but I realized they don’t have meaningful info about themselves and they asked me my card info from there I disagreed with them and became very confused that is why iam searching the truth. Thank you very much for your awareness writing .im Rabiu Suleiman from kano Nigeria.

  3. I was double charged, and their customer service was telling me it’s impossible.
    Imagine Theifs

  4. They cleared my friends account the moment he gave them the card info and never gave him the loan. Scammers all.

  5. They said they gave me a loan of N19,030 which was not credited to my account. Please what can I do? They have my details already. And the say I must pay back N23,400 within 7 days while nothing was given to me.

  6. Xcrosscash app is scam beware. Loan has not been disbursed into my account and the app is already telling me that the money was successfully disbursed into my account. Which is not true and it is already giving me due date to pay back the loan that I did not receive at all what the f*** is that. Please what should I do to that and the interest they are charging is too much I could order a loan of 12 thousand naira and they are asking me to pay back the amount of 17040 naira. Please what should I do.

  7. I was give a loan, and debited of same amount that night. I had to block my atm. Right now they are asking me to pay up the loan. Threatening to send all my contacts messages saying lam a fraud. when in the actual sense they are nothing but thieves.

  8. Tell me what to do please I wasn’t given the loanwhen I requested for it and my bvn is in the app??? Please help me

  9. I didn’t even request for a loan, infact I don’t know if such loan app exists. Now they are telling me to pay a loan I didn’t request for 8k to pay 12450… Jst imagine

  10. I don’t know abt the app I haven’t come across it before I was debited 10000 this early morning for app I know nothing abt

  11. Please i borrowed 8500 and dey have started sending threatened messages please can they actually come to my house or something cause am not ready for any kdrama

  12. I don’t even know about the app I was debited 13k on the 4th of July biko 🙏 help me oh

  13. I have already linked my BVN and my card number but yet to be credited. Hope they won’t deduct money from my account

  14. I was credited of 16k to pay back 21k l never knew is 7 days to pay back
    Those people dey disturb my life
    With penaity everything
    What will happen to me if l don’t pay back because am really scared
    Will the message all my contacts

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.