Xcrosscash loan app is scam. BEWARE!!!

trenchat.com review



  •   Is xcrosscash legit



  • Is XCROSSCASH scam??

  • How do I get in touch with XCROSSCASH support?

  • What do I have to know about this app
  • Do they deduct money automatically
  • Are they theives?

We understand that numerous question is to be asked but the real thing is that the reason why you are here is to know more about XCROSSCASH or to get loan. Yes!! I say it again, XCROSSCASH is nothing but SCAM!!! Initially, I don’t really believe loan apps can or do scam until I met this app.  Debt initially can make one get different apps to use and the mistake i made was not checking for reviews. But, anyway, When mistake got made, we learn from it. The review is written personally by me (holyprof) and me being scammed happened to me also. So, if you are an agent or stakeholders of this scam app, CHALLENGE ME!!!

I may not be able to elaborate how it all started but i am going to give it a brief summary that will all understand. I downloaded the app on my android phone. After filling my details, and applying for loan, it was so shocking to get approved of about 14,000 in 5 mins. This has never happened before that made me overwhelmed. The highest I have ever got from a loan app was 3,500 from carbon even though I can get loans of over 100,000 (a hundred thousand naira) from linforly when I asked.


I borrowed it for a week and I was told to return 16,799 (sixteen thousand seven hundred and ninety nine naira) in a week. Even though  the charges looks much, but at least, there is no choice since the money is needed desperately. During the week, I tried to pay but it didn’t work. So, I have to put the money in my account so they can remove it automatically. After a week when the loan was due, 2,500 was deducted. I was sent a message on WhatsApp that i should pay their loan and with the account number that was sent, I sent it immediately. It caused some problems initially until I threatened I will sue them, that was when they confirmed the payment.


Above was the message they sent when I didn’t pay then and the message of me sending 14000+ (2,500 has already been debited).

Above is another message of them not seeing it and later seeing it.

After the whole case was cleared, I was debited again.

I complained to them (XCROSSCASH) and they said they didn’t. They made me look like a fool. Then, i started trying getting to the app. So i can give them screenshot because of the bad service in here.

I showed them the proof and they told me they will sort it out.

I thought they were not active any longer until i chatted them up with a different WhatsApp number and they replied. That was when I noticed, searched and confirm I have been blocked. !!!

Initially, this is last month stuff and I’ve forgotten about it. Until this month again, I was debited again!!!

I called UBA (my bank) and I was told I gave them permission. How?? I do not really understand until I was told I can only stop it if I block my card. That my card is already registered on the website which I have already done. If you need more enquires or proof, kindly join. Then, you will know better.

The truth remain XCROSSCASH being scam, thieves and fraud. Thanks!!!!

I remain holyprof. Challenge me if you want. Comment box always opened

Kindly click here to  join our update group on WhatsApp



Rating: 5 out of 5.


  1. I totally agree with u that xcrosscasah loan app is a scam…..I was debited #5434 two hours after I was credited of #7000 I requested….. I wake up to see that the money was withdrawn automatically.

  2. I agreed with u 100% I got an offer from this excrosscash app with good interrest but I realized they don’t have meaningful info about themselves and they asked me my card info from there I disagreed with them and became very confused that is why iam searching the truth. Thank you very much for your awareness writing .im Rabiu Suleiman from kano Nigeria.

  3. I was double charged, and their customer service was telling me it’s impossible.
    Imagine Theifs

  4. They cleared my friends account the moment he gave them the card info and never gave him the loan. Scammers all.

  5. They said they gave me a loan of N19,030 which was not credited to my account. Please what can I do? They have my details already. And the say I must pay back N23,400 within 7 days while nothing was given to me.

  6. Xcrosscash app is scam beware. Loan has not been disbursed into my account and the app is already telling me that the money was successfully disbursed into my account. Which is not true and it is already giving me due date to pay back the loan that I did not receive at all what the f*** is that. Please what should I do to that and the interest they are charging is too much I could order a loan of 12 thousand naira and they are asking me to pay back the amount of 17040 naira. Please what should I do.

  7. I was give a loan, and debited of same amount that night. I had to block my atm. Right now they are asking me to pay up the loan. Threatening to send all my contacts messages saying lam a fraud. when in the actual sense they are nothing but thieves.

  8. Tell me what to do please I wasn’t given the loanwhen I requested for it and my bvn is in the app??? Please help me

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