This decision gets made too quickly, usually based on whichever platform a friend happened to use. Both are solid choices — the right one depends on your budget shape, technical comfort, and how much control you want over checkout.
Cost structure: the real difference
WooCommerce is free software running on WordPress, but you pay for hosting (₦30,000–₦150,000/year for reasonable shared hosting) and any premium plugins or themes you choose. No mandatory monthly platform fee, no transaction fee cut from every sale.
Shopify charges a monthly subscription ($29+/month) plus, depending on your plan and payment provider, a transaction fee on top. For a store doing meaningful volume, this recurring cost adds up fast compared to WooCommerce’s one-time-per-year hosting cost.
Payment gateways: the Nigeria-specific reality
This is often where the decision actually gets made in practice. Paystack and Flutterwave — the two dominant Nigerian payment processors — have first-class, well-maintained WooCommerce plugins. Shopify’s native support for Nigerian gateways is more limited, since Shopify Payments itself isn’t available in Nigeria; you’re routing through a third-party gateway integration regardless, which can add friction.
Where WooCommerce wins
- Lower recurring cost, especially for smaller catalogs and lower sales volume
- Full control over checkout flow and custom business logic via plugins or custom PHP
- Native Paystack/Flutterwave support without workarounds
- You own the platform outright, with no risk of a lapsed subscription taking your store offline
Where Shopify wins
- Genuinely easier for a non-technical owner to manage day-to-day without touching code or plugin updates
- More polished out of the box, less prone to the “plugin conflict broke my checkout” failure mode common on poorly maintained WooCommerce sites
- Better fit if you’re selling heavily to an international audience alongside Nigeria, where Shopify’s ecosystem is more mature
- Handles traffic spikes without server-management concerns that come with self-hosted WooCommerce
My actual recommendation
For a Nigeria-focused store on a tight budget, prioritizing Paystack/Flutterwave and wanting full control: WooCommerce, on solid hosting, built and maintained properly. For a store run by someone who wants to manage it without ever thinking about hosting or plugin updates, or planning to sell heavily internationally: Shopify. I go into more setup-level detail on both in my full platform comparison.
Not sure which fits your specific catalog and budget? Talk it through with me on WhatsApp.