Is juan hand legit or not? Juanhand loan app reviews

Introduction

In the Philippines, there are times when you may need extra cash to cover unexpected expenses, such as medical bills or car repairs. When that happens, you can turn to Juan hand, a lending company that offers fast cash loans with competitive interest rates.

What is JuanHand?

JuanHand is a mobile lending platform that allows users to apply for loans through its mobile app. The company offers loans ranging from PHP 2,000 to PHP 20,000, with repayment terms ranging from 7 to 91 days. JuanHand’s loan application process is fast and simple, with most loan applications approved within minutes.

How to Get a JuanHand Loan

To apply for a JuanHand loan, users need to download the JuanHand mobile app from the Google Play Store or Apple App Store. Once the app is installed, users need to register with their mobile phone number and fill out a quick loan application. Users can choose their preferred loan amount and term, and then wait for JuanHand’s loan approval.

JuanHand Loan Interest Rates

JuanHand’s interest rates are competitive with other lending companies in the Philippines. The company claims that its annual interest rate does not exceed 20%, with fees ranging from 10% to 20% for loan processing and service charges. Users can use the JuanHand loan calculator on the app to estimate their loan payments and total repayment amount.

How to Pay JuanHand Loan

JuanHand offers several payment options for loan repayment, including Gcash, Coins.ph, and various banks disbursed via Unionbank/InstaPay. Users can use their repayment code and personal ID to make payments through these channels. It is important to pay JuanHand loans on time to avoid late payment fees and additional costs.

Getting a Juan hand fast loan

Getting a Juan hand cash loan is easy and straightforward. Here are the steps you need to follow:

1. Install the Juan hand mobile app and register with your cell phone number.
2. Fill out a quick loan application in the app.
3. Choose your preferred loan term and amount.
4. Wait for Juan hand’s loan approval.
5. Get the cash in your bank account or Gcash Wallet or Coins.ph.

Juan hand loan interest rates

Juan hand’s interest rates are quite low compared to other lending companies in the Philippines. The company claims that the annual rate does not exceed 20%. There are also fees such as loan processing fees and service charges, which range from 10% to 20%. The interest rates on Juan hand loans are higher than those of any Philippine bank, but they are competitive with other lending companies.

To give you an idea of how interest rates are calculated, here’s an example: Let’s say you take out a 91-day loan with an interest rate of 12% and a principal amount of PHP 10,000. The total payment would be PHP 10,299.17 (PHP 10,000 x 12% / 365 * 91 + PHP 10,000).

How to pay Juan hand loan

To avoid late payments, it’s essential to pay your Juan hand loan on time. Fortunately, the company offers several payment options, including:

1. Online Channels: Gcash and Coins.ph
2. Banks (disbursed via Unionbank/InstaPay): Metrobank, BPI, Unionbank, Paymaya, AUB, Bangko Mabuhay, China Bank Corporation, China Bank Savings, DCPay, EastWest Bank, Malayan Bank, Maybank, PNB, PSBank, RCBC, SCB, and UCPB

If you choose to pay your Juan hand loan using Gcash, it’s effortless. Simply use the repayment code from your personal account and your ID.

Unpaid Juan hand loan

If you have an unpaid Juan hand loan and are having problems repaying it, contact Juan hand immediately at cs@juanhand.com or 0998-3740-824. It’s essential to pay back the amount due on time to avoid incurring additional costs. If you fail to make your payment by the due date, the company will constantly remind you to pay the balance.

If you don’t pay your Juan hand loan, the company will collect your debt but only through legal means. For example, Juan hand has the right to call you at the phone number you listed on the loan application form. The company representative can also call your contacts. If you still fail to repay the debt after that, the company has the right to collect it in court based on the loan agreement.

Please be reminded that all unpaid loans will have a negative impact on your credit history and lower your credit rating.

Avoiding Juan hand harassment

If you’re worried about Juan hand or any other lending company harassing you for an unpaid loan, it’s essential to know your rights. In the Philippines, there are laws that protect consumers from loan sharks, such as:

1. The Fair Debt Collection Practices Act (FDPA)
2. The Truth in Lending Act (TILA)
3. The Consumer Act of the Philippines

These laws protect borrowers from abusive debt collection practices, including harassment, threats, and abusive language. If you feel that Juan hand or any other lending company has harassed you or violated your rights, you can report them to the appropriate government agency, such as the Securities and Exchange Commission or the Bangko Sentral ng Pilipinas.

Conclusion

Juan hand is a reputable lending company that offers fast cash loans with competitive interest rates. With its easy loan application process and low-interest rates, Juan hand can be a great option for Filipinos who need quick cash to cover unexpected expenses. However, it’s essential to pay your loan on time to avoid additional costs and protect your credit rating. If you have any concerns or questions about Juan hand or any other lending company, don’t hesitate to reach out to them or seek legal advice.

Is Juanhand loan app legit?

Yes, Juanhand loan app is a legitimate lending company in the Philippines. Juanhand is registered under the Securities and Exchange Commission (SEC) and is also a member of the Fintech Association of the Philippines. The company follows strict regulations set by the Bangko Sentral ng Pilipinas (BSP) to ensure that its operations are safe and transparent.

Juanhand’s mobile app is also legitimate and can be downloaded from both the Google Play Store and Apple App Store. The app has been downloaded thousands of times and has received positive reviews from its users.

It’s important to note that while Juanhand is a legitimate company, it’s essential to read and understand the loan terms and conditions before applying for a loan. Make sure that you can afford to repay the loan on time, and only borrow what you need. Failure to repay the loan on time can result in additional charges and damage to your credit rating.

Summary

In the Philippines, Juan hand is a popular lending company that offers fast cash loans with competitive interest rates. When you need extra cash to cover unexpected expenses, such as medical bills or car repairs, Juan hand can be a viable option.

Getting a Juan hand cash loan is easy and straightforward. All you need to do is install the Juan hand mobile app and register with your cell phone number. Once you’re registered, you can fill out a quick loan application in the app and choose your preferred loan term and amount.

Juan hand’s interest rates are quite low compared to other lending companies in the Philippines. The company claims that the annual rate does not exceed 20%. There are also fees such as loan processing fees and service charges, which range from 10% to 20%.

To avoid late payments, it’s essential to pay your Juan hand loan on time. The company offers several payment options, including online channels such as Gcash and Coins.ph, as well as banks disbursed via Unionbank/InstaPay, such as Metrobank, BPI, Unionbank, Paymaya, AUB, Bangko Mabuhay, China Bank Corporation, China Bank Savings, DCPay, EastWest Bank, Malayan Bank, Maybank, PNB, PSBank, RCBC, SCB, and UCPB.

If you have an unpaid Juan hand loan and are having problems repaying it, contact Juan hand immediately at cs@juanhand.com or 0998-3740-824. It’s essential to pay back the amount due on time to avoid incurring additional costs.

If you don’t pay your Juan hand loan, the company will collect your debt but only through legal means. For example, Juan hand has the right to call you at the phone number you listed on the loan application form. The company representative can also call your contacts. If you still fail to repay the debt after that, the company has the right to collect it in court based on the loan agreement. Please be reminded that all unpaid loans will have a negative impact on your credit history and lower your credit rating.

If you’re worried about Juan hand or any other lending company harassing you for an unpaid loan, it’s essential to know your rights. In the Philippines, there are laws that protect consumers from loan sharks, such as the Fair Debt Collection Practices Act (FDCPA). According to the FDCPA, debt collectors cannot harass you or threaten you with violence or harm. They also cannot call you at unreasonable hours, such as early in the morning or late at night. If a debt collector violates your rights, you can file a complaint with the Philippine Securities and Exchange Commission (SEC) or the National Privacy Commission (NPC).

In conclusion, Juan hand can be a reliable option if you need fast cash loans with competitive interest rates. However, it’s essential to make sure you can pay back the loan on time to avoid incurring additional costs and negative impacts on your credit history. If you’re having problems repaying the loan, contact Juan hand immediately to discuss payment options. And if you’re ever harassed by a debt collector, know your rights and don’t hesitate to file a complaint.