is fiona legit? Fiona loan reviews


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What is Fiona?

Fiona is a digital platform that matches consumers with lenders for personal loans, lines of credit, and credit cards. With its easy online application process, Fiona aims to help consumers compare a range of loan options in just minutes. However, with so many loan providers and scams online, it’s essential to ask the question, is Fiona legit? In this article, we’ll take a closer look at Fiona’s reputation, customer reviews, and its services to help you decide if it’s the right platform for your financial needs.

Fiona’s Background

Fiona is a subsidiary of Even Financial, a financial technology company based in New York City. Even Financial’s goal is to improve financial services by creating a transparent and streamlined process that connects consumers with lenders. Fiona’s platform utilizes this technology to match users with loan providers. Fiona partners with more than 30 reputable lenders, including LightStream, Marcus, Prosper, Avant, and Best Egg. These lenders offer a range of loans, including unsecured personal loans, secured loans, and lines of credit. Fiona’s platform also connects users with credit card options and high-yield savings accounts.

Is Fiona Legit?

One of the most significant concerns for consumers when using online loan providers is the legitimacy of the company. Fortunately, Fiona has a solid reputation for being a trustworthy and legitimate loan platform. Even Financial, Fiona’s parent company, has an A+ rating from the Better Business Bureau, indicating a high level of customer satisfaction. Fiona has also been featured in several reputable news outlets, including Forbes, Business Insider, and CNBC.

Fiona’s loan providers are also well-established and reputable financial institutions. Lenders, such as Marcus and LightStream, have been in the industry for years, with a strong reputation for excellent customer service and competitive rates. This partnership indicates that Fiona has conducted due diligence on its partners, ensuring they are reputable and trustworthy lenders.

Fiona’s Services

Fiona’s services aim to make the loan application process fast and straightforward for users. One of Fiona’s unique features is the ability to match users with pre-approved loan offers. When users complete the online application, they’ll receive loan offers from Fiona’s network of lenders. Fiona considers several factors when matching users with loan providers, including annual percentage rate (APR), loan term, and the amount of the loan.

The application process with Fiona is entirely digital, which means users can complete the entire process online. Users can submit their application in minutes, and the platform can deliver loan offers in under a minute. If a user accepts a loan offer, they’ll be redirected to the lender’s website to complete the loan process. The lender will then take over the loan process, and users can expect to receive funds in their account in as little as one business day.

Fiona’s platform is easy to use, and users can customize their search based on their preferences. The platform offers search filters to help users narrow down their loan options. Users can filter their search by loan amount, APR, loan term, and credit score range.

Fiona’s Fees

Fiona does not charge a fee to use its platform. However, users should be aware that some lenders may charge origination fees, which can range from 1% to 6% of the loan amount. Origination fees are deducted from the loan proceeds and are included in the APR. Lenders may also charge late fees or other fees, depending on their terms and conditions. It’s essential to read the lender’s terms and conditions carefully before accepting a loan offer.

Fiona’s Customer Reviews

Fiona is a financial marketplace that offers users a variety of loan options, credit card offers, and high-yield savings accounts. It was founded in 2017 by Ron Gonen and Phillip Rosen. The platform connects users with a network of over 30 lenders, allowing them to compare loan offers and choose the one that best fits their financial needs.

But the question remains: Is Fiona legit?

Based on our research, Fiona is a legitimate company that operates in all 50 states. Its parent company, Even Financial, has an A+ rating from the Better Business Bureau. Fiona itself has received a rating of “excellent” on Trustpilot, with a score of 4.4 out of 5 stars based on more than 200 reviews.

One of the advantages of using Fiona is that it offers users a quick and easy loan application process. Users can submit a single application and receive loan offers in under a minute. The entire process is done electronically, with no paperwork required, and loans can be funded in as little as one business day.

Fiona’s network of lenders offers a variety of loan options, including unsecured loans, lines of credit, and secured loans. Lenders may also apply other loan restrictions, so it’s important to check with the lender directly to confirm the terms, fees, and conditions.

There is no cost to use Fiona, and the application process with all of its lenders is free. However, users may have to pay an origination fee of between 1% and 6%. This fee is deducted from the loan proceeds received and is included in the APR users see.

Fiona also offers users personalized credit card offers and high-yield savings accounts. Users can search for loans of up to $250,000 through Fiona, and almost any credit score can be matched according to Fiona.

In terms of customer service, Fiona offers phone support, email support, and a contact form on its website. The company promises to respond within 24 to 48 hours to acknowledge receipt of user inquiries and tries to resolve all inquiries as soon as possible, but may need to contact users for additional information.

Overall, Fiona is a legitimate financial marketplace that offers users a variety of loan options, credit card offers, and high-yield savings accounts. Its quick and easy loan application process, along with its network of over 30 lenders, make it a popular choice for those seeking financial assistance. With positive reviews on Trustpilot and an A+ rating from the Better Business Bureau, users can trust Fiona to help them find the best financial solution for their needs.


Fiona is a legitimate and reputable online loan marketplace that offers a fast and convenient way for consumers to compare loan offers from multiple lenders. The platform provides users with a curated list of loan options based on their needs and creditworthiness, allowing them to easily choose the best loan that suits their financial situation. Additionally, Fiona also offers other financial services such as credit card offers and high-yield savings accounts.

Overall, Fiona has received positive reviews from users and has been recognized for its exceptional customer service and user-friendly interface. The platform is also backed by its parent company, Even Financial, which has a good reputation in the financial industry. However, as with any financial product, it is important for users to carefully review the terms, fees, and conditions of any loan offers before accepting them.


If you are in need of a personal loan, debt consolidation loan, or other financial product, Fiona is definitely worth considering. With its fast and easy application process, competitive loan options, and exceptional customer service, Fiona may be the solution you need to achieve your financial goals.


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