is fabricpay legit or scam? reviews and complaints



Fabricpay, also known as Wearefabric, is an online platform that promises to pay users for watching advertisements. However, many questions have emerged about whether Fabricpay is a legitimate opportunity or just another scam. In this in-depth review, I will analyze Fabricpay from multiple angles to determine if it truly pays users or if it’s too good to be true.

Background Information

Fabricpay was launched in 2020 under the parent company name Fabric Pay, which is a financial technology startup based in San Francisco. The platform allows users to earn cash rewards, called “Fabrics”, for watching video ads on the website or mobile app. Users can then withdraw their earnings through various payment methods like PayPal or direct deposit.

On the surface, Fabricpay’s earning model seems simple – watch ads, earn money. However, questions have been raised about the legitimacy and long-term viability of such a passive income opportunity. It’s important to look under the hood at key aspects like trustworthiness, payment proof, monetization strategies, and reviews from real users.

Trustworthiness Analysis

One of the most important factors in determining if a website is legit or a scam is by analyzing its trustworthiness. There are a few key indicators that provide insight:

Trust Score

Websites like ScamAdviser, Scamdoc, and others provide trust scores for domains after analyzing various on-page and off-page factors. For Fabricpay, the trust scores range from 67-76%, which is considered a moderate risk. While not a red flag, these mid-range scores do warrant some caution.

SSL Certificate

Fabricpay uses an SSL certificate to encrypt user data and connections, which is a good security measure. However, the certificate is registered under Cloudflare and not directly under Fabric Pay, the parent company. This raises some questions about the true ownership.

Domain Information

Whois data shows the domain was registered privately in 2020, hiding the registrant’s identity. This is atypical for legitimate businesses and raises suspicions. The lack of public contact details is also concerning from a transparency perspective.

Social Media Presence

While Fabricpay has active social profiles, there is little to no information available publicly about the founders or key team members. Most of the posts only promote earning money rather than sharing insights into company operations or leadership.

In summary, while not outright scams, Fabricpay exhibits some moderate risk signs from a trust perspective that warrant caution. The opacity around ownership and leadership is the biggest red flag.

Earning and Payment Analysis

Of course, trust alone doesn’t determine legitimacy – the platform also needs to deliver on its core value proposition of paying users. Here is an analysis of Fabricpay’s earning and payment mechanisms:

Earning Opportunities

Users can earn “Fabrics” by watching video ads on the website or mobile apps. Earnings typically range from $0.50 to $1 per hour of viewing. Special offers and tasks may pay more occasionally.

Withdrawal Minimums

The minimum payout is set at 5,000 Fabrics or $5. While low, the hourly viewing rates make this quite difficult for most casual users to achieve in a reasonable time frame.

Payment Methods

Withdrawals can be made via PayPal, online banking transfer, prepaid debit cards, and gift cards. However, some users report long wait times or rejected withdrawals.

Payment Proof

While Fabricpay does share some testimonials and screenshots as payment proof on social media, there is little independent or public evidence from third parties to substantiate large-scale payouts. Most proof shared could be fabricated.

Monetization Strategy

As an ad-based platform, Fabricpay’s core business model relies on income from advertisers. However, it remains unclear what type of advertisers they work with and at what rates. Unless ad rates are high enough, large-scale payouts may not be financially sustainable in the long run.

In summary, while earning Fabrics itself seems straightforward, the high minimum withdrawals, potential payment issues, and opacity around monetization strategy raise concerns about Fabricpay’s ability to consistently and reliably pay users over the long term. Without independence verification, payment proof should still be taken with a grain of salt.

User Review Analysis

Another important factor for assessing legitimacy is looking at reviews and feedback from real users who have tried out the platform:

Trustpilot Reviews

The Trustpilot profile for Fabricpay’s banking service shows a mediocre 3.3 out of 5 star rating based on 22 reviews. Many complain of long wait times for withdrawals or failure to pay out amounts earned.

Reddit Discussions

Reddit threads discussing Fabricpay are mixed – some claim to be paid successfully while others call it a scam. No conclusive evidence is presented, and sentiments seem to vary month to month.

YouTube Videos

YouTube videos from users testing out Fabricpay have reported mixed experiences as well. Many fail to earn enough for withdrawals or encounter payment issues. Some reviews even claim the service stopped working for them after a while.

Quora Discussions

Quora questions asking about Fabricpay’s legitimacy generally receive both positive and negative responses without clear evidence. Personal experiences and opinions seem divided.

On balance, despite some alleged successes, user reviews present a worryingly high number of complaints regarding delayed or failed payments from Fabricpay. With divisive rather than conclusive feedback, it’s impossible to fully trust either perspective.

Technical Factors Analysis

A deeper technical review of Fabricpay can also provide clues about its true nature and operations:

Website Speed and UX

The Fabricpay website loads reasonably fast with good frontend performance. However, upon closer inspection, most site functionality like account management is powered via iframes to external services. This indirect structure raises suspicions.

Traffic and Engagement

Alexa rankings show Fabricpay receives only moderate traffic estimated in the millions per month range. Social metrics also indicate average follower counts rather than high engagement. This contradicts claims of being a rapidly growing business.

Development History

A historical Whois lookup shows the .com domain was registered privately without any branding or website content until mid-2020 when Fabricpay officially launched. This points to possibly opportunistic rather than long-term goals.

Source Code Analysis

Inspecting Fabricpay’s source code reveals it to be a basic frontend application scaffolded with common libraries rather than complex proprietary software. Core functionality like payments are managed via third-party APIs rather than in-house.

On the whole, Fabricpay lacks many attributes of a mature technical operation. The cobbled-together nature, lack of a clear value driver beyond ads, and dependence on externally-managed services add to the uncertainty.

Competitive Landscape Analysis

It’s also worth analyzing Fabricpay in the context of the broader competitive landscape for passive income opportunities:

Similar Platforms

Services like Swagbucks, GrabPoints and TrialPay pay users for viewing ads and completing offers/surveys. However, these are more established with clear monetization via performance marketing networks. Fabricpay lacks such transparency.

Passive Income Trends

Generally, opportunities that promise high pay for little work tend to be unsustainable scams or MLMs. Legit passive income takes sustained effort (websites, apps, assets). Fabricpay seems optimized for quick cashouts rather than real business.

Regulatory Landscape

Most developed markets heavily regulate financial products and require proper licensing. As a crypto/banking hybrid operating globally, Fabricpay may fall into legal gray areas in some regions based on its banking MVP product.

Competitive Advantages

Arguably, Fabricpay has no clear unique selling point over mature competitors apart from a trendier website and social presence. Its value proposition relies too much on superficial factors over solid fundamentals.

On the whole, Fabricpay lacks the attributes common to legitimate passive income services, follows risky business paradigms, and has insufficient advantages to displace mature players long-term. These elements raise doubts around its long-term viability.

Conclusion and Verdict

After an in-depth analysis of Fabricpay from multiple technical, business and user experience angles, there are significant reasons for concern about its legitimacy as a long-term opportunity:

  • Moderate technical and trust risks based on ownership opacity, domain privacy and mixed reviews

  • Over-reliance on unverifiable payment proof and riskier passive income trends

  • Contradictions between growth claims and real traffic/engagement metrics

  • Questionable monetization strategy and competitive differentiation

  • High withdrawal minimums and frequency of user complaints around payments

  • Lack of transparency into leadership, finances and true business operations


While not outright scams, platforms like Fabricpay walking the line tend to shut down within 1-2 years as they prove unsustainable without actual value delivery or revenue streams. As such, the consensus verdict is that Fabricpay exhibits numerous red flags and users should proceed with extreme caution, avoid relying on it as a primary income source, and carefully manage risks and expectations. Independent verification of large-scale payouts over the long haul is still needed to claim legitimacy fully. For most users, there are likely better passive income opportunities available that present fewer unknowns.

In summary, Fabricpay presents an appealing offer on the surface but falls short upon deeper examination across key metrics of trust, user experience, competitive strategy, technical prowess and

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