Credit Collection Services (CCS) is a debt collection agency that has been operating since 1969. They specialize in collecting outstanding debts from individuals and businesses across the United States. The company is headquartered in Norwood, Massachusetts and is considered a medium-sized collection agency.
If you’ve had trouble paying your bills on time, you may find that CCS has added a ‘collections’ account to your credit report. This is a damaging mark on your credit score and can stay there for up to seven years, even if you pay off the debt. However, there are ways to challenge collections from Credit Collection Services and similar companies.
In this blog post, we will take a closer look at CCSPayment, the payment processing center for Credit Collection Services. We will discuss the legitimacy of CCSPayment, the complaints filed against Credit Collection Services, and how to make payments through their portal.
Table of Contents
Is CCSPayment Legit?
If you’re trying to make a payment to Credit Collection Services, you’ll likely be directed to their payment processing center, CCSPayment. You may be wondering if this portal is legitimate or a scam.
CCSPayment is a real and legitimate payment portal for Credit Collection Services. You can safely make payments through their online portal using a credit card, debit card, or electronic check. However, it’s important to ensure that the debt is actually yours before making a payment. If you’re not sure, you should seek the help of a professional to verify the debt and advise you on your options.
Complaints Filed Against Credit Collection Services
Credit Collection Services has received a significant number of complaints from consumers over the years. According to the Better Business Bureau (BBB), Credit Collection Services has a rating of F and has received over 400 complaints. Many of these complaints are related to inaccurate reporting and lack of response to debt verification requests.
Additionally, the Consumer Financial Protection Bureau (CFPB) has received over 270 complaints about Credit Collection Services. These complaints range from harassment and threats to inaccurate reporting and lack of response to disputes.
It’s important to note that while Credit Collection Services has a high number of complaints, this is not unusual for a debt collection agency. However, it’s important to ensure that any debt you owe is accurate and valid before making a payment.
How to Make a Payment Through CCSPayment
If you need to make a payment to Credit Collection Services, you can do so through their payment processing center, CCSPayment. Here’s how:
- Go to the CCSPayment website at www.ccspayment.com.
- Enter your account number, which can be found on your bill or collection notice.
- Enter your zip code.
- Click ‘continue’ and follow the prompts to make your payment.
You can make a payment using a credit card, debit card, or electronic check. It’s important to note that making a payment does not guarantee that the debt will be removed from your credit report.
Should You Negotiate a Settlement or Pay in Full?
If you have a collections account on your credit report from Credit Collection Services, you may be wondering if it’s better to negotiate a settlement or pay in full. Unfortunately, neither option will remove the collections account from your credit report. Once a collections account is added to your credit report, it will stay there for up to seven years, regardless of whether you pay it off or settle the debt.
However, it’s still important to address the debt and make payments if you’re able to. If you’re struggling with debt, consider seeking the help of a professional to help you negotiate a payment plan or settlement.
Is Credit Collection Services’ Payment Portal (Ccspayment) Real & Legit Or A Fake Scam?
Credit Collection Services’ payment portal (CCSPayment) is legit. However, before making any payments ensure the debt is actually yours. If it isn’t, and it’s on your credit report, dispute and remove it with help from an expert (like Credit Glory).
Conclusion
Credit Collection Services is a legitimate debt collection agency that has been in business since 1969. They offer a range of services to help individuals and businesses manage their debt. However, the company has been the subject of many consumer complaints over the years. In particular, customers have raised concerns about inaccurate reporting and lack of response to debt verification requests.
If you have a debt with Credit Collection Services, it’s important to carefully review your credit report and ensure that the debt is actually yours. If it is, you can make payments through their online portal, CCSPayment. However, if you have concerns about the accuracy of the debt or if you have been the victim of unfair practices, it’s important to seek professional assistance.
Credit Glory is a reputable credit repair company that has successfully disputed collections from Credit Collection Services and other companies like them. They can help you challenge inaccurate reporting and ensure the validity and timeliness of your credit report. By working with a professional like Credit Glory, you can protect your credit score and gain access to the credit you need.
Summary
Credit Collection Services (CCS) is a debt collection agency that has been operating since 1969. The agency is headquartered in Norwood, MA, and is considered to be a medium-sized collection agency in the US. CCS is known for appearing on credit reports as a ‘collections’ account, which usually happens when an individual forgets to pay a bill.
If CCS appears on your credit report, it can have a damaging impact on your credit score, which can last up to seven years, regardless of whether or not you settle the debt. However, there are options available to individuals who find themselves in this situation.
One option is to negotiate a settlement with CCS, either in full or partial payment. Unfortunately, settling may not help your credit score, as the account will still be reported as a collections account. Another option is to dispute the debt, which involves challenging the accuracy, timeliness, and validity of the debt. If successful, the collections account may be removed from your credit report, which can improve your credit score.
Credit Glory is a reputable company that specializes in disputing collections accounts and may be able to help in such cases. They have successfully disputed collections from CCS and other companies like them for thousands of clients nationwide.
It is important to note that there have been numerous complaints filed against CCS with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Many of the complaints are related to inaccurate reporting and a lack of response to debt verification requests.
One example of a complaint filed against CCS is from a consumer who claimed that they paid the debt, but CCS still reported the account as unpaid to credit bureaus. This highlights the importance of understanding the laws and regulations around collections accounts, as paying the debt does not necessarily remove it from your credit report.
CCS has a payment portal on their website, ccspayment.com, which allows individuals to make payments online. It is important to ensure that the debt is actually yours before making any payments. If it is not, and it is on your credit report, it is recommended to dispute and remove it with the help of an expert, like Credit Glory.
In conclusion, Credit Collection Services (CCS) is a legitimate debt collection agency, but it is important to be aware of the potential negative impact that collections accounts can have on your credit score. It is recommended to explore all available options, including negotiating a settlement or disputing the debt, to address collections accounts. Additionally, it is important to exercise caution when entering personal or financial information on any website, but in this case, it appears that CCS’s payment portal (ccspayment.com) is legitimate.
Be the first to comment