Horizon Data Breach Settlement 2023 – Comprehensive Guide for Victims

Introduction

The Horizon data breach of 2018 shook the foundations of privacy for thousands of individuals, leading to a prolonged legal battle that has now culminated in a $7.75 million settlement. In this exhaustive guide, we’ll delve into the intricate details of the Horizon Data Breach Settlement, providing a thorough overview of what transpired, the class action lawsuit, the terms of the settlement, eligibility for compensation, alternative options, the court approval process, and essential resources for affected individuals.

Unraveling the Horizon Data Breach

The Breach Incident

In March 2018, Horizon Actuarial Services LLC experienced a significant security breach, compromising sensitive personal information of approximately 100,000 individuals participating in 25 different benefit plans administered by Horizon. This breach included the unauthorized access to names, Social Security numbers, financial account details, physical characteristics, and medical information.

Security Lapses

Horizon faced allegations of inadequate cybersecurity measures, such as lacking robust access controls, neglecting authentication procedures, failing to implement network segmentation or security protocols, and not providing sufficient security training to employees. The breach remained undisclosed for almost four years until November 2021, leaving affected individuals unaware of the compromise.

The Class Action Lawsuit

In the aftermath of the breach disclosure, a class action lawsuit was initiated in January 2022, alleging negligence and violation of various state data breach notification statutes against Horizon Actuarial Services. The lawsuit contended that Horizon’s failure to safeguard consumer data and the delayed notification exposed plaintiffs to increased risks of fraud, identity theft, and emotional distress.

The $7.75 Million Settlement

After extensive mediation, the parties reached a settlement of $7.75 million in September 2023, resolving the class action without Horizon admitting fault. The key terms of the settlement are multifaceted, aiming to provide restitution to affected individuals and enforce enhanced cybersecurity measures for Horizon.

Settlement Terms

The settlement offers various benefits, including cash payments, out-of-pocket reimbursement for documented losses, lost time reimbursement for hours spent addressing the breach, credit monitoring services, and cybersecurity assessments for Horizon. Notably, individuals residing in California at the time of the breach may be eligible for cash payments of up to $50.

Am I Eligible for Compensation?

To qualify for compensation, individuals must be members of the settlement class, which includes all persons residing in the United States whose Personally Identifiable Information (PII) was compromised in the 2018 data breach. This extends to spouses, dependents, beneficiaries, and all participants of the 25 benefit plans administered by Horizon. To receive payment, claim forms must be submitted online or by mail by the deadline of February 21, 2024.

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Alternatives to Filing a Claim

As a member of the settlement class, individuals have alternatives besides filing a claim.

Opt Out

By January 22, 2024, individuals can choose to opt-out of the settlement. Opting out preserves the right to sue Horizon separately but forfeits any settlement benefits.

Object

Objecting to any part of the settlement is an option, with the deadline for filing objections also set for January 22, 2024. It’s possible to file a claim while still expressing objections.

Do Nothing

Taking no action implies forgoing any settlement benefits and the right to sue Horizon separately. This option is a passive stance with no financial gain.

Court Hearing and Approval Process

On March 25, 2024, a final fairness hearing will be conducted to determine if the settlement deserves final approval. Any potential appeals could prolong the legal process, and claims will not be paid until final approval is granted. Patience is crucial as the legal proceedings unfold.

In Summary…

The Horizon Data Breach Settlement provides tangible benefits to alleviate financial losses and time spent addressing the privacy incident. It offers affected individuals an opportunity for redress through the legal system. However, adhering to claim submission deadlines and considering alternative options are vital aspects. The legal process may extend further depending on court decisions and potential appeals.

Horizon Data Breach Resources

Understanding the intricacies of the Horizon Data Breach Settlement can be challenging due to its complexity and legal nuances. Here are key resources to aid affected individuals in navigating the process:

Official Settlement Website

For comprehensive information, documents, deadlines, contact details, and FAQs, visit Horizon Settlement.

TunnelGist Article

Explore a detailed guide covering the background, terms, eligibility, and next steps at TunnelGist Article.

Settlement Notice

Find the detailed class definition in the long-form legal notice at Horizon Settlement Notice.

Frequently Asked Questions

Get answers to common queries about making a claim, opting out, objections, etc., at FAQ.

Contact the Claims Administrator

For live assistance, contact the Claims Administrator at 1-877-395-9210 or info@Horizontsettlement.com.

Court Filings and Documents

Access case dockets, motions, and the settlement agreement on PACER at PACER.

By bookmarking these resources, individuals can easily access all the information needed for the Horizon Data Breach Settlement. Act promptly to secure your rights and potential compensation.

Remember, the contents of this post are for informational purposes only, and individuals are advised to seek legal advice for personalized guidance.