Buying a home is one of the most significant investments you will make in your lifetime, and it can be an overwhelming and complicated process. Finding the right mortgage lender to partner with is a crucial first step towards achieving your goal of homeownership. With so many lenders in the market, it can be challenging to know which one to trust. That’s where Athena home loans comes in – a game-changing, digital mortgage lender that offers a unique approach to home financing.
In this article, we’ll be taking a closer look at Athena home loans and what makes them stand out from the competition. We’ll cover everything from what Athena home loans is, who the founders are, how to apply for a loan, and whether or not they’re legit.
Table of Contents
What is Athena home loans?
Athena is a cloud-based home loan platform founded in February 2019 by former bankers Nathan Walsh and Michael Starkey. The company is on a mission to change the home loan industry by providing an alternative to the big four lenders. Athena home loans is designed to offer an intuitive and efficient user experience that simplifies the home loan process.
The team behind Athena has experience working in the home loan industry, and they use this knowledge to create a more transparent and customer-focused platform. Their goal is to help customers save money by offering low-interest rates and providing them with more control over their finances.
Athena’s platform is designed to be fast and efficient. Customers can apply for a loan online and receive a response in as little as 24 hours. They also offer a variety of tools, such as a loan calculator and a mobile app, to help customers compare loan options and understand their financial situation.
Who are the founders of Athena home loans?
The founders of Athena home loans are Nathan Walsh and Michael Starkey. Nathan Walsh is the CEO of Athena, while Michael Starkey is the COO. Both Walsh and Starkey have experience in the banking industry, and they founded Athena with the goal of disrupting the traditional home loan industry.
How to apply for Athena home loans
When applying for an Athena home loan, customers will be asked to provide information about their financial situation, including income, credit score, and debt-to-income ratio. Athena then uses this information to determine if the customer is eligible for the loan and how much they may be able to borrow.
Athena’s home loan process is designed to be fast and efficient. Customers can apply for a loan online and receive a response in as little as 24 hours. They also offer a variety of tools, such as a loan calculator and a mobile app, to help customers compare loan options and understand their financial situation.
Is Athena legit?
Yes, Athena home loans is a legitimate mortgage lender platform. It is a cloud-based home loan platform that provides an alternative to the big four banks in Australia. Athena home loans was founded in February 2019 by Nathan Walsh and Michael Starkey, and it is backed by reputable companies such as AirTree Ventures, Apex Capital, AustralianSuper, Hostplus, Macquarie Bank, RESIMAC Group, Rice Warner, Square Peg, and Sunsuper.
Athena home loans offers a range of conventional and government-backed home loan programs, including fixed-rate, adjustable-rate, and jumbo loans, as well as FHA, VA, and USDA loans. The platform also offers specialized home loan programs, such as a doctor loan program and a first-time homebuyers program.
The Athena home loans process is designed to be fast and efficient. Customers can apply for a loan online and receive a response in as little as 24 hours. Athena uses customer-provided information, including income, credit score, and debt-to-income ratio, to determine if the customer is eligible for the loan and how much they may be able to borrow.
Athena home loans also provides a variety of tools, such as a loan calculator and a mobile app, to help customers compare loan options and understand their financial situation. The platform uses bank-level security and encryption to ensure that customers’ personal and financial information is protected.
Athena home loans is governed by ASIC (Australian Securities and Investments Commission) and is legally bound to follow their compliance rules because the platform holds an Australian Credit Licence (502611). This means that customers can trust that their loans will be handled with care and efficiency, and that they will receive excellent customer service throughout the loan process.
On Trustpilot, Athena home loans holds a TrustScore of 4.6 with over 1,800 positive reviews from customers. These reviews attest to the platform’s legitimacy and excellent service.
In conclusion, Athena home loans is a legitimate and trustworthy mortgage lender platform. With its fast and efficient loan process, a range of loan options, and excellent customer service, Athena home loans is a great choice for anyone looking for a mortgage loan in Australia.
Summary
Athena Home Loans is a cloud-based home loan platform that provides an alternative to the big four banks in Australia. It was founded in 2019 by former bankers Nathan Walsh and Michael Starkey. With Athena, customers can apply for a loan online and receive a response in as little as 24 hours. The company offers a variety of loan programs, including conventional, government-backed, and specialized loan programs.
When applying for an Athena home loan, customers will be asked to provide information about their financial situation, including income, credit score, and debt-to-income ratio. Athena then uses this information to determine if the customer is eligible for the loan and how much they may be able to borrow. The loan process is designed to be fast and efficient, and customers can use the platform’s loan calculator and mobile app to compare loan options and understand their financial situation.
One of the reasons why customers can trust Athena Home Loans is that the company is backed by reputable companies such as AirTree Ventures, Apex Capital, AustralianSuper, Hostplus, Macquarie Bank, RESIMAC Group, Rice Warner, Square Peg, and Sunsuper. The team of experienced and knowledgeable loan officers are committed to helping make your home loan journey as smooth and hassle-free as possible.
Athena digital platform uses bank-level security and encryption, so customers can enjoy all the benefits of online shopping without the risks. The company is governed by ASIC and is legally bound to follow their compliance rules because the Game-Changing Goddess of Good Stuff holds an Australian Credit Licence (502611). With a TrustScore of 4.6 on Trustpilot, based on over 1,800 positive reviews by customers, it’s clear that Athena Home Loans is a legitimate and trustworthy platform.
As a non-bank lender organization, Athena is a safe option for customers looking to get a home loan. Non-banks are the last resort when it comes to getting home loans approved. However, there is no difference in the safety of non-banks and traditional banks. Since non-banks cannot accept deposits, customers don’t actually keep any money with them. Instead, they are paying back the loans. Therefore, Athena Home Loans is a safe and reliable option for customers looking to buy their dream home and pay back the loan when it’s due.
In conclusion, Athena Home Loans is a trustworthy and legitimate platform for customers looking to get a home loan. With a range of conventional and government-backed loan programs, as well as specialized loan programs, customers can find the right loan to meet their needs. The loan process is fast and efficient, and the platform’s loan calculator and mobile app make it easy to compare loan options and understand your financial situation. With bank-level security and encryption, customers can trust that their personal and financial information is safe.
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